No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.


This youthmoney site is independent and non-commercial. It doesn’t take advertising or sponsorship of any form. Nor does it do reciprocal links, thank you for asking. Nor does it respond positively to PR companies who make daft offers to write material in exchange for some plug. I set it up in the spring of 2007 as a bit of an experiment. As of the latest relaunch, summer 2011, this is what I think about it:

  • It’s for anyone who is interested in the practical realities of financial education. It’s particularly designed for those in non-formal settings—that is, outside the classroom. It’s also geared towards work with young people who are most disadvantaged, NEET, or whatever the current preferred term is. Of course, teachers can and do use it, and are very welcome.
  • It expresses my belief that anyone can do some form of financial education. Anyone can offer learning opportunities to young people to explore their understanding of and relationship with money. You don’t have to be a money advice worker,
  • It provides ideas to adults working with young people, as well as parents and young people themselves. It has some factual information, but mostly it has things to think about, talk about, try out, and some helpful ways of looking at things.

It is written and maintained by me, PJ White. I update it when I can. But it does go quiet, either because I’m pressured with work or have gone on holiday. I’m a writer and editorial troubleshooter, and one of the partners in the business alt62. I have written about many youth-related things and devised many experiential learning materials over many years. I have also, at times, been paid for writing about money for other organisations. They include the Financial Services Authority, and the Consumer Financial Education Body and Money Advice Service which it later became. I did some work for the Citizenship Foundation, and have done odd financial pieces as journalism. Feel free to contact us, by email or through the comments. If there’s something you wanted to find here, and couldn’t, let us know and we’ll see if we can include it. PJ White alt62

  • A quick note on the relaunch in summer 2011. I haven’t transferred all the archive material going back years. I selected bits from the last couple of years that seem to be still useful. If anyone misses a favourite post, or wonders where stuff went, do let me know. I’ll probably be able to dig it out.