No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Sources of help

Cheque basics

banking game on pfeg website

How do you write a cheque? If you are a bit hazy, how easy is it find out?

I just tried to discover what help there is online, starting with the website of the Personal Finance Education Group or pfeg. It says it is the UK’s leading finance education charity. “We provide resources and lesson […]

Sources of help

Basic bank accounts – the facts

What happens if I only have £6 left in my account and the cash machine only gives £10 notes?

The answer depends on whether or not your account has a buffer zone. If it has, you get the money, at no overdraft charge. Otherwise, no payout.

This is just one question of many answered in […]

Inside money

Bank account clarity needed


A main charge against Alistair Darling’s pre-election budget is that it lacked detail and clarity.

That’s certainly true of the one new initiative that could help young people manage their finances – the proposal to introduce a new right to open a basic bank account.

What hoops will a young adult have to jump through […]