No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

News, events, releases

Depressing award winner

Great shame that the Financial Capability Award section of this year’s Children & Young People Now Awards went to a building society.

Nothing against the Nationwide, or its Nationwide Education website. No doubt some teachers find it useful.

But it would have been a lot more cheering to see the award going to a group [...]

News, events, releases

Bank charges ruling

What will young people want to know about today’s surprise Supreme Court ruling? UK banks have won their argument that overdraft fees on personal bank accounts cannot be assessed for fairness by the Office of Fair Trading. So what’s the impact on young people?

For those who never spend more money than they have, it [...]

Inside money

2-4-6 cheque clearance

A young person gets a cheque. Great. That’s money – available and good to go. Er, no.

One of the complicated bits of keeping track of finances is understanding the cheque-clearing system operated by the banks. To be honest, understanding it is perhaps a bit ambitious. But it is well worth knowing when [...]