No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Ideas for action

Nailing tax

Budget week is a good time to explore some of the basics about tax, particularly personal tax allowance. Take time, because it is complicated, and some young people get confused.

Here’s how one young man got hold of the wrong end of the personal allowance stick. He’d just got a job and told a youth […]

Ideas for action

Supermarket tricks

Sticking to a budget in the supermarket is the latest mini-booklet of top tips from charity Credit Action.

There is familiar advice, such as not to shop when hungry and to avoid impulse buying. It also focuses well on combating the ways supermarkets encourage shoppers to spend more. “Look high and low—the most profitable […]