No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Sources of help

Cheque basics

banking game on pfeg website

How do you write a cheque? If you are a bit hazy, how easy is it find out?

I just tried to discover what help there is online, starting with the website of the Personal Finance Education Group or pfeg. It says it is the UK’s leading finance education charity. “We provide resources and lesson […]

Ideas for action

Cheque list action


Reports of the death of the cheque may have been exaggerated. The Treasury select committee has today welcomed last month’s decision by the Payments Council to retain cheques if customers want them. It also warns the Council ” to ensure that the banks do not attempt to abandon cheques by stealth, nor deter customers from […]

Inside money

2-4-6 cheque clearance

A young person gets a cheque. Great. That’s money – available and good to go. Er, no.

One of the complicated bits of keeping track of finances is understanding the cheque-clearing system operated by the banks. To be honest, understanding it is perhaps a bit ambitious. But it is well worth knowing when […]