No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Inside money

Up in smoke


Young teenagers often pay well over the shop price for cigarettes. Burger vans, ice-cream sellers and even individuals reportedly charge £1 for a single cigarette. Young people who have limited cash and no legal access to tobacco pay up.

Is it better for a group of young people to pool their money and buy a [...]