No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Inside money

Underspending and financial hoarding

Here’s a piece I wrote for the On the Money blog for Children and Young People Now magazine. I’m hoping to hear a range of experiences – so feel free to get in touch.

Do you know a young person who has trouble spending money? Laugh at the idea, by all means. After all, […]

Inside money

Fear of debt

Death no longer heads the list of young people’s greatest fear. Under 25s are now far more terrified by debt.

Three years ago Youthnet surveyed young people asking what was their single greatest fear. Around 14 per cent answered death – their own or that of someone close to them. Around the same proportion said […]

Inside money

Don’t get chased for debts on Facebook

Debt collectors harass people, by phone and by personal visits. But don’t let them harass you online. That’s the message behind new tips from debt counselling charity CCCS. It says it has anecdotal evidence of collectors using social media to locate and track clients.

Safeguard privacy online, says the charity. Don’t use an email address […]

Inside money

Debt not caused by shopping

CCCS debt perception graphic

See the difference between what people think causes debt, and what really does—in a neat graphic.

The light green bars show what people surveyed thought was the biggest cause of financial difficulties.

The reality is shown in dark green.

The publishers, the Consumer Credit Counselling Service, say that nearly half the debt problems of […]