No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Ideas for action

Money skills that satisfy

Money management training works. It can sound dull. It can be hard to persuade people onto training courses and programmes. But once they’ve had a taste of it, they’re often converted. Here are two videos that capture some of the enthusiasm from participants who’ve grown in skills and confidence.

The first is from a one-day […]

News, events, releases

Bursary Fund “a disgrace” says Barnado’s


Barnado’s has condemned the replacement for Education Maintenance Allowance for causing severe hardship, leaving young people without the financial backup to support their everyday expenses. The charity interviewed 17 key staff and 51 of the disadvantaged young people it works with (and some of their friends) about the new Bursary Fund. It found evidence of […]

Inside money

Money mentors in action

Excellent video on the value of financial education. Emphasis on peer education is very persuasive:



Mission: Money Mentors 2011 from Money Mentors on Vimeo.

Money Mentors is a pioneering grass roots, peer-to-peer, financial education programme launched by London Citizens. So it says on their website.


Sources of help

Working with young people


The Money Advice Service has an excellent team working to help youth practitioners support young people in money management. Earlier this year it published a series of good practice guides, designed for use in different youth-related sectors. The Money in the Mix booklets, which also appeared as supplements to Children and Young People Now magazine, […]

News, events, releases

EMA changes, views invited

Young people, parents, colleges and other stakeholders have until 20 May to give the government their views on the proposed replacement for Education Maintenance Allowance (EMA).

The scheme, which distributed £560m a year, is now closed. A replacement, called a Bursary Fund, will run from the new academic year in September and be worth […]