No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

News, events, releases

Bursary Fund “a disgrace” says Barnado’s


Barnado’s has condemned the replacement for Education Maintenance Allowance for causing severe hardship, leaving young people without the financial backup to support their everyday expenses. The charity interviewed 17 key staff and 51 of the disadvantaged young people it works with (and some of their friends) about the new Bursary Fund. It found evidence of […]

News, events, releases

EMA changes, views invited

Young people, parents, colleges and other stakeholders have until 20 May to give the government their views on the proposed replacement for Education Maintenance Allowance (EMA).

The scheme, which distributed £560m a year, is now closed. A replacement, called a Bursary Fund, will run from the new academic year in September and be worth […]

News, events, releases

Speaking out for EMA

Another way that young people lost out in yesterday’s spending review was the proposed abolition of education maintenance allowance (EMA).

Here’s an MP speaking out against it. Why is she worth listening to? Because Bridget Phillipson, Labour member for Houghton and Sunderland South, was part of the initial pilot for EMAs. She knows first-hand […]

Inside money

Cutbacks hit young students’ bonuses

Tthe bonuses paid as part of the Educational Maintenance Allowance are to be withdrawn. Ed Balls, schools secretary, said the bonuses – of £100 to those 16 to 19 year olds who qualify through attendance – will be honoured for January and July next year, but then scrapped.

Writing in the Sunday Mirror, Balls said: