No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Inside money

What financial capability looks like


If you are helping a young person improve their financial capability, what are you really trying to do? What areas should you focus on? How do you know if you are covering the core elements?

The most helpful breakdown was established some time ago by the Financial Services Authority. Researchers identified five key areas, sometimes […]