No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

News, events, releases

Travel costs covered

Travelling abroad on a gap year without insurance could be a very expensive mistake. Getting the wrong insurance could be costly too.

So says research company Defaqto, which has analysed some of the variations in gap year travel insurance policies. Having looked at 111 policies on the market, it reports that:

where a trip has […]

News, events, releases

Money and the riots


The disturbances and damage in English cities have had a sudden and massive impact on many individuals’ finances. What rights do you have if you are made homeless, suffered loss, can’t get to work, or your job’s suspended?

The Citizen’s Advice Bureau has a rough & ready summary of basic rights and contact details […]

Pressures & habits

Phone insurance sales talk bluff

Young people should be forewarned to expect a determined sales spiel for phone insurance when they buy a new mobile phone.

Sales staff are persistent. They don’t make saying no easy. Declining politely is something young people could be helped to practise. Even older, experienced consumers don’t find it easy to stop the sales […]