No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Ideas for action

Nailing tax

Budget week is a good time to explore some of the basics about tax, particularly personal tax allowance. Take time, because it is complicated, and some young people get confused.

Here’s how one young man got hold of the wrong end of the personal allowance stick. He’d just got a job and told a youth [...]