No longer updating

It's a shame, but I'm no longer updating this website. Busy setting up new ventures.

I'll leave it up for anyone who's interested.

Thanks to all regular readers, and all the best for the future.

Cheers, PJ

Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

Inside money

Payday loans on the edge

A charm offensive has begun from providers of payday loans. These companies offer cash advances to over-18s who are in work. They’re attractive because they are easy to get and don’t require a good credit history. They’re unattractive because they are very expensive, and likely to trap people in a spiral of increasing debt.

Some [...]