Youth money thoughts

Anyone can learn about money.

Anyone can help anyone else learn.

Making mistakes doesn't mean you're hopeless.

Managing money is a lot about relationships & understanding other people.

Good financial education is not about turning people into more savvy consumers.

Good financial education starts with young people's interests and builds on their strengths.

What is real financial education?

Here’s the thinking, or some of it, behind this site:

  • Real financial education puts young people at the centre. It starts with what interests them, and what they feel they need to know.
  • Real financial education emphasises skills and attitudes as well as the knowledge needed to manage money. It recognises mistakes as a way of learning, not an opportunity for someone else to pass judgement.
  • Real financial education is about delivering learning opportunities to young people, not telling them what their deficiencies are.
  • Real financial education covers managing relationships and understanding other people as a crucial lifeskill.
  • Real financial education empowers and enables young people to become who they want to be and to make their money work for them. It emphatically does not focus on turning them into more sophisticated consumers.

Does all that suggest there are forms of financial education that are not “real”? I’m afraid it does.